Calculators

Savings Goal Simulator

See how savings grow over time.

Starting balance ($)Monthly contribution ($)Annual interest rate (%)Goal amount ($)

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Time to goal

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You contribute

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Interest earned

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Final balance

Balance growth by year

Yearly milestones

Year	Contributed	Interest	Balance

This free savings goal simulator projects how long it will take to reach a target amount from a starting balance, a regular monthly contribution and an annual interest rate compounded monthly. It shows the months to reach your goal, how much came from your own contributions versus interest, and a year-by-year growth chart and milestone table so you can see compounding at work. Adjust any input to compare scenarios instantly.