Calculators

Mortgage Calculator

Estimate monthly home loan payments.

Home price

Down payment

20% of home price

Interest rate (%)Term (years)Annual property taxAnnual home insurancePMI (% of loan / year)Auto-drops once you owe ≤ 80% of priceHOA (per month)Extra payment / month

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Estimated monthly payment

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Total interest

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Total of payments

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Payoff date

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Interest saved (extra)

▸ Amortization schedule (by year)

Year	Principal	Interest	Balance

This free mortgage calculator estimates your full monthly home loan payment — principal and interest plus property tax, home insurance, PMI and HOA dues (PITI). It builds a complete amortization schedule so you can see your payoff date, total interest over the life of the loan, and how much interest an extra monthly payment saves. PMI is automatically dropped once your loan balance falls to 80% of the home price. Everything is calculated in your browser — nothing is sent anywhere.