Credit Card Payoff Calculator

This free credit card payoff calculator works two ways: enter a fixed monthly payment to see how long the balance takes to clear, or set a target number of months to find the payment required to hit it. It shows the total interest and amount paid, a year-by-year payoff schedule, and how many months and dollars an extra monthly payment would save. If a payment is too small to cover the monthly interest, it warns that the balance will never be paid off.